Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$415,000

203 SOLANO CAY Circle, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

Solano Cay

Price
$415,000
Beds / Baths
2 / 2
Living area
1,076 sqft
Year built
1992
Type
Residential
Lot
0.08 ac
Garage
1
HOA
$72/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
255
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$386/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Lovely, updated 2-bedroom, 2-bath home in Solano Cay at Ponte Vedra Beach with fresh landscaping and great curb appeal. The bright, spacious interior features new paint, vaulted ceilings, crown molding, skylights, ceiling fans, and easy-maintenance LVP flooring throughout the main living areas. The open kitchen is updated with quartz countertops, a breakfast bar, stainless steel appliances, ample prep space, and a cozy eat-in area. A wood-burning fireplace adds warmth and charm. The primary suite offers an extra-large walk-in closet, while both bathrooms have been tastefully updated. Enjoy outdoor living on the screened lanai overlooking a private, fenced backyard. Additional features include a sprinkler system and a one-car garage. Community amenities include a pool. Prime Ponte Vedra Beach location-short drive to the beach, shopping, golf, and more.

What to check on this one

  • Verify exact flood zone designation and get elevation certificate if in AE/VE.
  • Request roof inspection report; 1992 home may approach insurer age limits.
  • Obtain 4-point inspection (roof, HVAC, plumbing, electrical) for insurance renewal.
  • Confirm HOA documents, CC&Rs, and any deed restrictions for Solano Cay.
  • Review scope and warranties on kitchen/bath renovations and new appliances.
  • Verify sprinkler system maintenance history and current operational status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,153/mo
Property tax (1.1% eff., St. Johns Co.)$380/mo
Homeowners insurance (est.)$292/mo
HOA$72/mo
All-in monthly (est.)$2,897/mo

Loan $332,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 10:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.