Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$30,000

118 RAMSEY Drive, Melrose, FL 32666, Melrose, FL 32666

Metes & Bounds

Price
$30,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.61 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
258

Welcome to peaceful Melrose living! This property at 118 Ramsey Dr sits on a .61-acre lot, offering privacy and a relaxed North Florida lifestyle just minutes from downtown Melrose, local lakes, and outdoor recreation. Located on a quiet street, the home is well suited for full-time living, a weekend retreat, or an investment property. Enjoy the charm of small-town living with convenient access to Gainesville and Palatka.

What to check on this one

  • Verify actual flood zone designation with FEMA flood map—'unknown' must be confirmed before purchase.
  • Confirm lot is buildable: check Putnam County zoning, setbacks, and any deed restrictions.
  • Obtain survey to verify exact acreage, boundaries, and easements affecting the .61 acres.
  • Verify septic and well feasibility or existing infrastructure capacity for intended use.
  • Research title for liens, back taxes, or code violations on the vacant land.
  • Confirm utility availability: water, sewer, electric lines accessible to the lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$156/mo
Property tax (1.1% eff., Putnam Co.)$28/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$476/mo

Loan $24,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NICOSIA REALTY INC.. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 7:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.