$575,000
85428 SAGAPONACK Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
North Hampton
- Price
- $575,000
- Beds / Baths
- 4 / 3
- Living area
- 2,657 sqft
- Year built
- 2006
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 3
- HOA
- $219/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 250
$216/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Priced to Sell!! This Fernandina Beach home offers 4 bedrooms, 3 full baths, a 3-car garage, and nearly 2,700 square feet in the desirable North Hampton community. Situated on a private, fenced conservation lot with mature landscaping, this single-story home features a split floor plan, soaring cathedral ceilings, crown molding, luxury vinyl plank flooring, updated fixtures, and spacious living areas. The remodeled kitchen boasts quartz countertops, an oversized island with auxiliary ice maker, additional storage, and stainless steel appliances. Enjoy over 500 square feet of outdoor living on the expansive paver patio with a mounted TV. Recent updates include a new roof (2022), exterior paint (2025), and water heater (2026). Community amenities include a resort-style pool, clubhouse, sports courts, boat/RV storage, The Outpost on Lofton Creek, and an Arnold Palmer-designed golf course. No CDD fees and financing incentive available!
What to check on this one
- Verify new roof (2022) is under manufacturer warranty; confirm shingles/materials.
- Confirm HOA $219/mo covers what; request 12-month financials and reserve study.
- Obtain flood zone designation and elevation certificate from Nassau County.
- Request 4-point inspection due to 2006 build; check plumbing type for polybutylene.
- Verify water heater install date (listing says 2026—clarify if typo for 2023).
- Confirm exterior paint 2025 completion and any contractor warranty documents.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $460,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.