Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$480,000

300 BERMUDA BAY Circle 308, Ponte Vedra Beach, FL 32082

Bermuda Bay

Price
$480,000
Beds / Baths
3 / 2
Living area
1,731 sqft
Year built
1998
Type
Condo
Lot
Garage
2
HOA
$650/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
260
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$277/sqft asking, vs a $282/sqft median across 352 closed sales in 32082 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Priced Below Appraised Value!! Second story condo in the gated Bermuda Bay community, offering a bright and airy layout with vaulted ceilings and luxury vinyl flooring throughout. This end unit lives comfortably with kitchen-to-living design and a spacious screened patio overlooking a quiet preserve, ideal for enjoying the coastal breeze. The primary suite features two walk-in closets, double vanities, and private patio access, while two additional bedrooms on the opposite side of condo provide flexible space for everyday living. A private 2-car garage adds convenience. Walk to Micklers beach, or The PV Concert Hall. Just a short drive to amazing restaurants and shopping. Short sale - subject to lender approval.

What to check on this one

  • Verify condo milestone inspection report and reserve study completion status
  • Obtain current HOA financials, budget, and any pending special assessments
  • Confirm flood zone designation and request elevation certificate if in AE/VE
  • Review HOA rental restriction policy and short-term rental eligibility rules
  • Request roof inspection report; verify age and insurer acceptance for 1998 build
  • Confirm short sale lender approval timeline and contingency release status

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,491/mo
Property tax (1.1% eff., St. Johns Co.)$440/mo
Homeowners insurance (est.)$292/mo
HOA$650/mo
All-in monthly (est.)$3,873/mo

Loan $384,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Apr 29, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.