Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$500,000

701 & 707 VERNON Street, Fernandina Beach, FL 32034

**verifying Subd**

Price
$500,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
264
Middle
Fernandina Beach
High school
Fernandina Beach

Rare opportunity to build your dream home close to historic downtown Fernandina Beach and conveniently located near Amelia Islands beautiful beaches. The lots are situated on the corner of Vernon Street. These lots offer a ton of history from the majestic oak tree located on the front corner of the lot to the existing brick outdoor grill. Which was used to share oysters and shrimp with the neighborhood. Come take a look at these tranquil lots, now being surrounded with new homes in the area. Great neighborhood! Make this your dream home site. 2 beautiful lots each 50x100, combined 100x100. Confirm with the city on any impact fees previously paid. That could be a substantial savings on your construction costs. All utilities available.

What to check on this one

  • Verify flood zone designation with Nassau County—obtain FEMA map and elevation certificate if in AE/VE.
  • Confirm all impact fees paid status with Fernandina Beach city—document savings on construction costs.
  • Check zoning code, setbacks, lot coverage limits, and any historic district overlay restrictions with city.
  • Verify utilities available (water, sewer, electric, gas) and confirm connection costs/feasibility with providers.
  • Survey both lots; confirm legal lot lines, easements, and combined 100x100 buildability before design.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., Nassau Co.)$458/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,344/mo

Loan $400,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TAYLORED REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Dec 12, 2025, 1:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.