Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$333,000

55 FAIRLAKE Circle, St. Augustine, FL 32092, St. Augustine, FL 32092

Summer Bay At Grand Oaks

Price
$333,000
Beds / Baths
2 / 2
Living area
1,348 sqft
Year built
2023
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$151/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
264
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

$247/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 55 Fairlake Circle in St. Augustine, 32092. This beautifully maintained Pulte-built home, completed in 2023, offers 2 bedrooms, 2 baths, and a flexible office/flex room. Enjoy upgraded vinyl flooring throughout, a kitchen with 42'' soft-close cabinets, quartz countertops, vented hood, and stylish backsplash, plus an owner's bath with upgraded cabinetry. Perfect for easy, low-maintenance living, whether full-time or seasonal. This gated 55+ community offers an active lifestyle with pickleball and bocce courts, a resort-style pool, outdoor firepit and fireplace, dog park, and community garden. Relax in your private, fenced backyard with a screened, paved lanai—ideal for entertaining or quiet evenings. Conveniently situated just 23 min to Vilano Beach, 20 min to Historic St. Augustine, 27 min to Mayo Clinic, and 49 min to Jacksonville International Airport. This home blends comfort, quality, and Florida's vibrant lifestyle in one exceptional package.

What to check on this one

  • Verify exact flood zone designation and get elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment obligations
  • Review 55+ community HOA bylaws, rental restrictions, and age-requirement enforcement
  • Obtain Pulte builder warranty details and transferability to new owner
  • Confirm roof warranty coverage—Pulte typically 10yr structural, verify specifics

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,728/mo
Property tax (1.1% eff., St. Johns Co.)$305/mo
Homeowners insurance (est.)$292/mo
HOA$151/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,643/mo

Loan $266,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.