Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$200,000

1810 VISTA COVE Road, St. Augustine, FL 32084

Vista Cove

Price
$200,000
Beds / Baths
3 / 2
Living area
1,448 sqft
Year built
1998
Type
Condo
Lot
Garage
0
HOA
$578/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
228

INVESTMENT OPPORTUNITY IN VISTA COVE. Priced at $200,000 with an estimated ARV around $300,000, this first-floor condo offers strong value-add potential for investors or buyers looking to renovate and build equity. Renovation scope is flexible, allowing buyers to control costs, while rental demand in the community supports approximately $1,800-$2,000 per month. Located in a gated community just minutes from the Intracoastal Waterway, downtown, and quick access to I-95, this property sits in a highly desirable area with strong long-term demand. Vista Cove features gated entry, monitored boat and RV storage, two pools, gym, library, and a riverfront dock for fishing, all within a community served by highly rated schools. Opportunities at this price point with this combination of location, amenities, and upside are rare. One of the best values currently available in Vista Cove. Schedule your showing today!

What to check on this one

  • Obtain full condo docs: bylaws, budget, reserve study, meeting minutes past 2 years
  • Request milestone/SIRS report if applicable; verify no special assessments pending
  • Confirm HOA rental policy allows investment/short-term rentals at $1,800-$2,000/month
  • Get roof age and last replacement date; confirm insurer will cover at 1998 build
  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Review exact renovation scope, building code compliance, and permit requirements with contractor estimate

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,038/mo
Property tax (1.1% eff., St. Johns Co.)$183/mo
Homeowners insurance (est.)$292/mo
HOA$578/mo
All-in monthly (est.)$2,091/mo

Loan $160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEACH STATE REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 8:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.