Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$800,000

409 SEVENTEENTH Street, St. Augustine, FL 32084

Pacetti North Beach

Price
$800,000
Beds / Baths
3 / 2
Living area
1,468 sqft
Year built
1976
Type
Residential
Lot
0.22 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
270
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$545/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 158% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Located in one of Vilano Beach's most sought-after pockets, this updated coastal retreat offers a strong blend of comfort, design, and income potential. The home has been thoughtfully improved with a new HVAC compressor and return unit, new sump pump, Hardie board siding, paver driveway and walkways, updated landscaping, outdoor shower, electric pool heater, new pool pump and filter, new front door, outdoor lighting, and refreshed kitchen appliances. Inside, the en suite bath has been tastefully updated, and the home comes fully furnished. A private pool, plantation shutters, and a generous lot elevate the experience. Currently an active short-term rental with consistent annual returns for the past four years, while also serving as a personal getaway for the owners. Less than three miles to Historic Downtown St. Augustine and walking distance to the beach.

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirement with St. Johns County.
  • Confirm roof age and condition; 1976 home may need insurer 4-point inspection.
  • Review short-term rental permit status, local STR caps, and lease transfer requirements.
  • Get pool pump/filter/heater service records; verify equipment warranties post-replacement.
  • Inspect plumbing era (cast iron/polybutylene risk) and septic vs. municipal sewer.
  • Pull last 4 years STR income records and booking calendar to validate claimed returns.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,151/mo
Property tax (1.1% eff., St. Johns Co.)$733/mo
Homeowners insurance (est.)$467/mo
All-in monthly (est.)$5,351/mo

Loan $640,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Apr 3, 2026, 2:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.