Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$320,000

12311 SONDRA COVE Trail, Jacksonville, FL 32225, Jacksonville, FL 32225

Cross Creek Villas

Price
$320,000
Beds / Baths
3 / 2
Living area
1,181 sqft
Year built
1996
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$10/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
269

$271/sqft asking, vs a $210/sqft median across 1,006 closed sales in 32225 over the last 12 months — 29% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully Jacksonville home in Cross Creek Villas Community! This is a 3 bedroom, and 2 full baths well maintain. As you enter, you're greeted by the beautiful wood-burning fireplace on the corner between the living and dining rooms. The renovated kitchen is outfitted with new stainless-steel appliances and panel cabinets. Rich laminate flooring flows throughout the living areas, and bedrooms feature plush carpeting and ceiling fans for your comfort. Relax out back in the covered and screened lanai, or in your back yard with updated fence! Close to shopping and restaurants, and a short distance to the 295 freeway and minutes to the beach! Truly a must see! Low HOA!!!

What to check on this one

  • Verify exact flood zone designation and pull FEMA flood map
  • Request 4-point inspection report (home is 30 years old)
  • Confirm roof age and material; check insurer requirements
  • Review HOA documents for Cross Creek Villas rules and history
  • Get elevation certificate if flood zone is AE/VE
  • Inspect plumbing for polybutylene or cast-iron issues from 1996 era

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Duval Co.)$293/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
All-in monthly (est.)$2,255/mo

Loan $256,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 11:51 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.