Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$185,000

103 COURAGEOUS Court N 103, Jacksonville, FL 32233, Jacksonville, FL 32233

Courtyards Mayport

Price
$185,000
Beds / Baths
2 / 2
Living area
1,035 sqft
Year built
1986
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$463/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
195

$179/sqft asking, vs a $286/sqft median across 70 closed sales in 32233 over the last 12 months — 38% below the area's closed prices. Recently renovated split-level near Atlantic Beach offers wood plank flooring and open two-level ceilings, yet prices at $179 per square foot versus $286 area average—ask the agent why.

Great location near Atlantic Beach and Mayport schools. This split level style plan features a guest room down w/ private bath along with upstairs owner's suite and full bath. Wood grain plank tile flooring throughout. Soaring two level ceilings create an open, bright feel w/ skylights! Recently renovated!

What to check on this one

  • Obtain condo milestone & SIRS reports — 40-year-old building requires structural assessment
  • Pull HOA docs: reserve study, rental restrictions, special assessments pending
  • Verify roof age and type — insurer may require 4-point inspection at 1986 build
  • Confirm flood zone officially; request elevation certificate if AE/VE zone applies
  • Review all recent renovation permits & warranties; confirm electrical/plumbing upgrades done
  • Check HOA financials for delinquencies or upcoming capital projects affecting your unit

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$960/mo
Property tax (1.1% eff., Duval Co.)$170/mo
Homeowners insurance (est.)$292/mo
HOA$463/mo
All-in monthly (est.)$1,885/mo

Loan $148,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS PV. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 3:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.