Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$357,749

196 ENCLAVE Avenue, Palm Coast, FL 32164, Palm Coast, FL 32164

Seminole Palms

Price
$357,749
Beds / Baths
4 / 3
Living area
2,078 sqft
Year built
2025
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$15/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
271

$172/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

New Construction! The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts an expansive walk-in closet and a private bath. You'll love the professionally curated fixtures and finishes selected by our design team!

What to check on this one

  • Verify CDD bond payoff amount and annual assessment schedule.
  • Confirm builder warranty coverage terms and transferability to buyer.
  • Request flood zone designation and elevation certificate for property.
  • Obtain HOA governing docs and confirm $15/mo covers all mandatory fees.
  • Get builder's HVAC/roof/appliance warranty details in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,856/mo
Property tax (1.1% eff., Flagler Co.)$328/mo
Homeowners insurance (est.)$292/mo
HOA$15/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,658/mo

Loan $286,199 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AXEN REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.