Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$447,500

15815 DOUGLAS LAKE Drive, Jacksonville, FL 32218

Bainebridge Estates

Price
$447,500
Beds / Baths
5 / 3
Living area
3,056 sqft
Year built
2018
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$13/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
237

$146/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This move-in ready home immediately feels calmer and more comfortable than most, with preserve views in the front and back and the benefit of limited through traffic. The setting creates a more open, peaceful feel than many comparable properties. Inside, the home has been well maintained and designed with low-maintenance living in mind. The kitchen is both functional and inviting, featuring dark 42-inch cabinetry, quartz countertops, a center island, and stainless steel appliances, making it well suited for everyday living and entertaining. Outdoor features include a screened-in patio for year-round enjoyment and a pavered driveway that adds durability and curb appeal while keeping upkeep to a minimum. The garage is equipped with a generator transfer switch, providing a storm-ready setup without the cost of adding one later. A key advantage is the opportunity to assume a VA loan at an exceptional 2.375% interest rate, subject to approval--an increasingly rare option,

What to check on this one

  • Confirm exact flood zone and elevation certificate requirement via FEMA map.
  • Verify roof age, material, and current insurer acceptance for 2018 build.
  • Request 4-point inspection report; confirm homeowners insurance is active and transferable.
  • Verify VA loan assumption terms, remaining balance, and lender pre-approval process.
  • Inspect generator transfer switch installation and confirm utility company compliance.
  • Review HOA covenants for short-term rental restrictions or lease caps.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,322/mo
Property tax (1.1% eff., Duval Co.)$410/mo
Homeowners insurance (est.)$292/mo
HOA$13/mo
All-in monthly (est.)$3,037/mo

Loan $358,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 12:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.