Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,900

4510 CONGRESSIONAL Drive, Jacksonville, FL 32246, Jacksonville, FL 32246

Georgetown Townhomes

Price
$319,900
Beds / Baths
4 / 4
Living area
2,142 sqft
Year built
2007
Type
Townhouse
Lot
0.04 ac
Garage
1
HOA
$436/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
281

$149/sqft asking, vs a $203/sqft median across 45 closed sales in 32246 over the last 12 months — 26% below the area's closed prices. Listed at $319,900 versus the area's $203 per square foot average, this unit's $149 per-square-foot price and 280-day market time suggest buyer hesitation; check with the agent on why.

This is a 3 story, 4 Bedroom/3.5 Bath, one-car attached garage Townhouse. Located on the Southside of Jacksonville in the gated Georgetown community. This Preserve view unit offers plenty of great features including granite counter tops, newer carpet flooring throughout the living areas, fresh paint, a covered patio on the first floor and a open air balcony on the second floor! The Georgetown community offers a community pool, a cabana, fitness center and is walking distance to the St. John's Town Center. Don't miss out on your opportunity, Call today to schedule your appointment !

What to check on this one

  • Verify roof age and get 4-point inspection quote given 17-year-old construction.
  • Confirm flood zone designation and obtain elevation certificate if AE/VE.
  • Request HOA docs: CC&Rs, reserve study, rental restrictions, special assessments.
  • Review HOA financials and confirm $436/month includes all fees, no pending increases.
  • Inspect plumbing for polybutylene lines; verify HVAC age and remaining warranty.
  • Confirm attached garage square footage isn't included in advertised 2,142 sq ft.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Duval Co.)$293/mo
Homeowners insurance (est.)$292/mo
HOA$436/mo
All-in monthly (est.)$2,681/mo

Loan $255,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE LEGENDS OF REAL ESTATE EAST COAST PROPERTY MANAGEMENT LLC. Data via realMLS (Northeast Florida MLS), updated Jul 16, 2026, 2:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.