Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,900

8499 BANDERA Circle W, Jacksonville, FL 32244

Argyle/chimney Lakes

Price
$359,900
Beds / Baths
4 / 2
Living area
2,445 sqft
Year built
1988
Type
Residential
Lot
0.22 ac
Garage
2
HOA
$39/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
284
Elementary
Chimney Lakes
Middle
Westside
High school
Westside High School

4BR 2BA 2455 SF, All Brick ,2 car garage in desirable Chimney Lakes. Many upgrades including updated-upgraded kitchen and baths,, flooring, shiplap walls, 2 fire places one, electric the other wood burning. This home features an exceptionally large kitchen/breakfast area to host all your family gatherings, lots of storage. Beautifully landscaped yard, Spacious rooms Side entry garage off cul de sac. Newer roof and HVAC system Chimney Lakes offers 14 lakes, three parks, walking trails, a recreation center for homeowners, a pool, a kids' pool, tennis courts, volleyball court, basketball court, baseball field and a covered pavilion that residents enjoy on a daily basis. A white gazebo on scenic Twin Lakes is a popular place for residents' parties and weddings. Close to shopping, EZ commute to NAS JAX

What to check on this one

  • Verify roof installation date—seller claims 'newer' but get exact year and warranty documentation
  • Confirm HVAC system age and remaining warranty coverage in writing
  • Obtain flood zone designation and elevation certificate from county; currently unknown
  • Review HOA $39/mo covenants—verify no rental restrictions if you may lease later
  • Request 4-point inspection report and wind-mitigation certificate for insurer review
  • Inspect plumbing type; 1988 build may have polybutylene—confirm copper or PEX throughout

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,867/mo
Property tax (1.1% eff., Duval Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$39/mo
All-in monthly (est.)$2,528/mo

Loan $287,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 12:37 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.