$380,000
38 RED MILL Drive, Palm Coast, FL 32164
Not Validd
- Price
- $380,000
- Beds / Baths
- 4 / 3
- Living area
- 2,976 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 243
$128/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 31% below the area's closed prices. This home is priced below area comparables primarily because the assumable 2.625% loan is available only to qualified buyers, limiting the buyer pool compared to typical market sales.
Rare opportunity! This beautifully maintained almost 3,000 sq ft, 4-bed, 3-bath brick home offers an exceptional chance to assume a 2.625% conventional loan for qualified buyers, an unbeatable value in today's market. Situated on a generous lot with NO HOA, this property gives you the freedom to live your way. Inside, enjoy a bright, open layout with spacious living areas, a well-equipped kitchen, and a split floor plan that provides privacy for family or guests. The primary suite features a comfortable retreat with an ensuite bath, while the additional bedrooms offer flexibility for an office or multigenerational living. Solid brick construction, convenience to daily amenities, and true move-in readiness make this home a standout for buyers seeking space, stability, and long-term affordability.
What this home really costs per month
Loan $304,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated May 11, 2026, 6:45 PM.
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