Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,800,000

517 BEACH Avenue, Atlantic Beach, FL 32233

Atlantic Beach

Price
$1,800,000
Beds / Baths
4 / 3
Living area
2,252 sqft
Year built
1923
Type
Residential
Lot
0.08 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
286

$799/sqft asking, vs a $350/sqft median across 448 closed sales in 32233 over the last 12 months — 128% above the area's closed prices. Condition and lot vary; that's what a showing is for.

25' beachfront lot, 3' right of way extending to a 15' x 8' parking area along Beach Ave. if you are looking for oceanfront location, charm and opportunity come and look at this sweet cedar shake Atlantic Beach cottage with tons of potential! 25' oceanfront lot, enter down a side , private lane on either the 3' easement on the north side of property or cute lane off of 5th street, marked 517. This 2-story home has a cozy kitchen and living area, family room, sunroom and office on first level, opening to a large ocean front deck. 2nd story has 4 bedrooms and large bath. 2nd floor oceanfront balcony with amazing views.

What to check on this one

  • Verify exact flood zone and elevation certificate—beachfront means AE/VE risk; get 4-point inspection.
  • Roof age and material condition critical at 103 years; confirm insurance carrier will cover.
  • Inspect foundation, framing, and cedar shake exterior for salt-spray and moisture damage.
  • Confirm all easement/right-of-way terms in deed; verify parking area legal access and maintenance.
  • Get Phase I environmental; old oceanfront homes often have buried fuel tanks or contamination.
  • Review property survey and setback compliance with Atlantic Beach beach-construction regulations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$9,340/mo
Property tax (1.1% eff., Duval Co.)$1,650/mo
Homeowners insurance (est.)$1,050/mo
All-in monthly (est.)$12,040/mo

Loan $1,440,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jun 16, 2026, 5:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.