Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$30,000

5706 N CRATER LAKE Circle, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Big Tree Lakes

Price
$30,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.09 ac
Garage
0
HOA
$8/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
292
Elementary
Keystone Heights
High school
Keystone Heights

Wooded level lot with 296 feet on N. Crater Lake Circle. Property is triangular in shape, over a full acre in size. Subdivision has a small lake with boat access for property owners. No motor boats are permitted. The access area is a generous property with a small beach and a covered picnic shelter. This would be a perfect spot for a family or class reunion, possibly even a country wedding! This area is maintained by residents and property owners are asked to contribute approximately $100 per year to help with maintaining the shared area. This area is close to Keystone Heights and the lot is just one block from the paved road. SELLER WILL NOT CONSIDER OR COUNTER ANY LOWBALL OFFERS. SPECULATORS GO AWAY.

What to check on this one

  • Verify flood zone designation—obtain FEMA map or county determination for this Keystone Heights parcel.
  • Confirm HOA $8/mo fee structure and $100/yr lake-access maintenance obligation in writing.
  • Check Clay County zoning—confirm single-family / buildable use allowed on this lot.
  • Obtain survey or plat showing 296-foot frontage, acreage, and triangular boundary lines.
  • Clarify utilities available: water, sewer, electric, gas lines to lot or required extensions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$156/mo
Property tax (1.1% eff., Clay Co.)$28/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
All-in monthly (est.)$484/mo

Loan $24,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CB ISAAC REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 6, 2026, 6:39 PM.

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