Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$735,000

644 SAND ISLES Circle, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

Turtle Shores

Price
$735,000
Beds / Baths
4 / 3
Living area
2,217 sqft
Year built
2001
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$180/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
288
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

Unbelievable NEW PRICE!! Now ONLY $735k. This is the ONLY home currently available in Turtle Shores with this gorgeous OCEAN VIEW! Welcome to Beach Life! This exceptional coastal residence is in the highly sought-after Turtle Shores community of Ponte Vedra Beach. And these sellers are Motivated! Perfectly positioned just 3 short blocks from private beach access via the iconic Turtle Tunnel, this home delivers sweeping Atlantic Ocean views. This new pricing represents a rare opportunity to own one of the most desirable locations in the neighborhood at a realistic and compelling new price. Built with thoughtful upgrades and ready for your vision, this light-filled 10' ceilings home offers the ideal layout so many buyers seek: 3 of the 4 bedrooms, including the spacious owner's suite, are conveniently located on the ground floor. Upstairs, the fourth bedroom has a walk out covered lanai for taking in the ocean views and relaxing. or can provide the perfect private escape for guests or a home office. The open great room flows seamlessly to the covered screened lanai and private jetted hot tub, creating an effortless indoor-outdoor lifestyle framed by the sound and sight of the ocean in the distance. Enjoy the remote-controlled realistic gas fireplace logs in the great room while watching TV. The distinctive Pink Shell Coquina exterior walls, a premium option when the home was constructed, showcase a beautiful coastal palette and the Coquina requires no painting or sealing. Mature, low-maintenance tropical landscaping is kept lush by a fully automatic three-zone irrigation system, while the elevated homesite ensures excellent drainage and peace of mind during any storm. Car enthusiasts and entertainers will appreciate the expanded driveway with room for six vehicles. Pull your cars directly into attached 2-car garage that has additional storage in floored attic area. Recent major improvements include a brand-new 50-year GAF architectural shingle roof with transferable warranty, a complete aluminum gutter system, and two independent high-efficiency heat-pump HVAC systems (one per floor) controlled by smart Honeywell thermostats you can adjust from anywhere. Living in Turtle Shores feels like a permanent vacation. Leave the car at home and enjoy resort-caliber amenities just steps away: a sparkling pool and spa, a state-of-the-art fitness center, tennis and pickleball courts, a basketball court, a playground, and that priceless Turtle Tunnel leading to your private beach and miles more of pristine beach to explore. From the top of the dune, the panoramic ocean vista is nothing short of breathtaking; the very view that made the current owners fall in love at first sight. Move-in ready and thoughtfully upgraded throughout, this home combines coastal elegance, modern convenience, and an unbeatable location close proximity to both St. Augustine or Ponte Vedra shopping and dining. Homes that offer direct ocean views, ground-floor living, a new roof, and such close proximity to the beach are rarely available at this price. This is the one you've been waiting for! Schedule your private showing today and come experience Ponte Vedra Beach living at its finest.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this coastal location.
  • Confirm new roof installation date, warranty details, and insurer acceptance.
  • Review HOA documents, covenants, and any rental restrictions for Turtle Shores.
  • Inspect plumbing materials—check for polybutylene or cast-iron given 2001 build year.
  • Confirm HVAC age and service history; get 4-point inspection quote ready.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,814/mo
Property tax (1.1% eff., St. Johns Co.)$674/mo
Homeowners insurance (est.)$429/mo
HOA$180/mo
All-in monthly (est.)$5,097/mo

Loan $588,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 9:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.