Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$184,000

540 FLORIDA CLUB Boulevard 305, St. Augustine, FL 32084, St. Augustine, FL 32084

Florida Club Condo

Price
$184,000
Beds / Baths
1 / 1
Living area
832 sqft
Year built
2001
Type
Condo
Lot
Garage
0
HOA
$227/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
287

$221/sqft asking, vs a $191/sqft median across 234 closed sales in 32084 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Gorgeous 1 bedroom/1 bath unit that was recently updated! This must see condo has the following updates; faux wood LVP flooring throughout, new faucets, new stainless appliance package, new white kitchen cabinetry, beautiful quartz countertops, new window treatments, new paint, new toilet, updated walk-in shower, and new bath vanity. The well maintained Florida Club community is close to Vilano Beach, the outlets, I-95, and historic downtown! Community features include; community pool, clubhouse, billiards room, exercise center, pickleball, and is located next to a county golf course. Could be a great starter home, second home, or very profitable rental property. This one wont last long, schedule a showing today!!!

What to check on this one

  • Obtain last 3 years condo financial statements and reserve study.
  • Request milestone inspection report if building is 25+ years old.
  • Verify HOA allows rental; confirm short-term rental eligibility.
  • Confirm flood zone designation; obtain elevation certificate if needed.
  • Review HOA docs for special assessments and upcoming capital projects.
  • Verify roof age and current insurance carrier acceptance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$955/mo
Property tax (1.1% eff., St. Johns Co.)$169/mo
Homeowners insurance (est.)$292/mo
HOA$227/mo
All-in monthly (est.)$1,643/mo

Loan $147,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Mar 30, 2026, 8:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.