$3,995,000
96769 O NEIL SCOTT Road, Fernandina Beach, FL 32034
Metes & Bounds
- Price
- $3,995,000
- Beds / Baths
- 3 / 2
- Living area
- 2,334 sqft
- Year built
- 1988
- Type
- Residential
- Lot
- 18 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 289
$1712/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 575% above the area's closed prices. Condition and lot vary; that's what a showing is for.
WATERFRONT DEVELOPMENT HERE IT IS. 18+/- ACRES and a DOCK in place This 18 acre parcel could be a Community Dock for a 55 home (1/3 acre/home) development. Could split & make 5 Waterfront lots for sale. Possibilities are endless.
What to check on this one
- Verify flood zone designation & elevation certificate for waterfront parcels before development planning.
- Confirm dock permits, riparian rights, and any Army Corps of Engineers wetland/dredge clearances.
- Review Nassau County zoning code—residential lot splits, density limits, setbacks on 18 acres.
- Get Phase I environmental assessment; 1988 farm use may have legacy soil/groundwater issues.
- Confirm utilities available (water, sewer, electric) for 55-unit or multi-lot scenario feasibility.
- Title search for easements, access rights, and liens affecting waterfront development value.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $3,196,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JPAR CITY AND BEACH. Data via realMLS (Northeast Florida MLS), updated Nov 18, 2025, 4:00 PM.
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