$1,181,200
4491 SURFSIDE Lane, Port St. Joe, FL 32456, Port St. Joe, FL 32456
Silent Sands
- Price
- $1,181,200
- Beds / Baths
- 4 / 4
- Living area
- 3,016 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- —
- Garage
- 0
- HOA
- $46/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Gulf
- Days on market
- 300
- Elementary
- Other
- Middle
- Other
- High school
- Other
Welcome to 4491 Surfside Lane, a stunning 4BR/4.5BA beachfront home on the sugar-white sands of Cape San Blas, Florida. Each bedroom features a private en suite, and the open, sunlit living spaces are perfect for family gatherings and coastal entertaining. Wake up to sweeping Gulf views, enjoy morning coffee on the deck, and unwind each evening with sunsets over the water. Here, you can bring your dogs on the beach, light bonfires under the stars, and truly relax in one of Florida's last quiet coastal treasures. Cape San Blas is quickly gaining popularity for its natural beauty, turquoise waters, and laid-back charm—making this an incredible opportunity for a vacation home, investment, or forever retreat. Experience beachfront living at its finest at 4491 Surfside Lane, where every day feels like a getaway.
What to check on this one
- Verify roof age and current condition; 35-year-old roof likely needs replacement soon.
- Obtain 4-point inspection and wind-mitigation report for insurance eligibility.
- Confirm actual flood zone (AE/VE likely for beachfront); request elevation certificate.
- Review HOA documents for rental restrictions and short-term rental eligibility.
- Inspect for polybutylene plumbing (pre-1995 homes); confirm water/septic systems.
- Get recent hurricane/wind damage history and current insurance carrier willingness.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $944,960 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of OAKLEAF EQUITY INC. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 5:44 PM.
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