$657,524
177 MERCHANT Avenue, St. Johns, FL 32259
Watersong At Rivertown
- Price
- $657,524
- Beds / Baths
- 2 / 3
- Living area
- 2,424 sqft
- Year built
- 2025
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $183/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 55
Lot 132 - Discover the Dominica floorplan with a charming Craftsman Elevation, thoughtfully designed for comfort, style, and versatility. Perfect for active adults, this home features open gathering spaces and private retreats, including a Study in lieu of a Flex Room, ideal for a home office or reading nook. The Chef Kitchen, paired with a Morning Kitchen, makes meal prep and entertaining effortless, with a spacious island overlooking the Great Room and dining area for seamless connection. The open-concept layout extends to the lanai, filling the home with natural light, while the primary suite at the rear offers privacy and relaxation. WATERSONG, an exclusive gated 55+ neighborhood within RiverTown, connects residents to parks, lakes, preserves, and miles of scenic trails along the St. Johns River. Resort-style amenities and social events provide endless ways to stay active, meet friends, and enjoy each day.
What to check on this one
- Verify actual flood zone designation and elevation certificate requirement.
- Confirm CDD bond payoff amount and remaining assessment period.
- Review HOA documentation for 55+ age restrictions and enforcement.
- Inspect new construction warranty coverage and builder punch-list items.
- Confirm homeowners insurance availability and rate for new construction.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $526,019 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jan 11, 2026, 3:15 PM.
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