Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$189,800

11 NORTHSIDE Drive S 202, Jacksonville, FL 32218, Jacksonville, FL 32218

Pine Lakes

Price
$189,800
Beds / Baths
2 / 2
Living area
1,068 sqft
Year built
1996
Type
Townhouse
Lot
0.03 ac
Garage
1
HOA
$205/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
291
Elementary
Oceanway
Middle
Oceanway
High school
First Coast

$178/sqft asking, vs a $171/sqft median across 146 closed sales in 32218 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

DOWN PAYMENT ASSISTANCE available, see documents in MLS for details. MOVE IN READY TOWNHOME - updated kitchen appliances, new flooring, and fresh paint. HVAC replaced in 2023. One car garage. 11 minutes to Jacksonville International Airport, ideal lock and leave property or rental investment. Roof was replaced in 2015. View All 27 photos and virtual floor plan now. FULL DETAILS: Enjoy low-maintenance living at an affordable price. Your monthly association dues take care of it alllawn care, irrigation repairs, sewer, termite control, and exterior maintenanceso you can spend more time enjoying life and less time working around the house! Built in 1996 and refreshed with updated kitchen appliances, new flooring, and fresh paint. Plus, the HVAC was replaced in 2023! Located in a gated community with convenient car sticker access. The gate is generally open during the day and secured in the evenings. The home includes a one-car garage, which also houses the washer and dryer. Both appliances are in working condition and included as-is. Located just 11 minutes to the Jacksonville International Airport. Ideal for the lock and leave lifestyle making it easy to travel without worrying about your property. Great rental opportunity for an investment property. Both bedrooms are located on the second floor, each with its own private vanity and sink area,sharing only the toilet and shower. Located in Flood Zone X, where flood insurance is generally not required since the area is not classified as high-risk by FEMA. For an additional annual fee, residents can enjoy access to the Pine Lakes Amenities Center, including the pool, gym, and playground.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm roof replacement date (2015) and get insurer pre-approval for financing.
  • Review HOA documents: reserve study, financials, rental restrictions if investment planned.
  • Inspect plumbing type—1996 build may have polybutylene; request service history.
  • Obtain 4-point inspection; verify HVAC 2023 replacement receipt and warranty transfer.
  • Confirm gate access, HOA fee includes all listed services, and down-payment assistance terms.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$985/mo
Property tax (1.1% eff., Duval Co.)$174/mo
Homeowners insurance (est.)$292/mo
HOA$205/mo
All-in monthly (est.)$1,656/mo

Loan $151,840 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LISA DUKE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 5:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.