Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$379,000

95446 WOODBRIDGE Parkway, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Woodbridge

Price
$379,000
Beds / Baths
4 / 2
Living area
1,816 sqft
Year built
2019
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$33/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
291

$209/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Located in Fernandina Beach and less than ten minutes from the shoreline, this spacious 4-bedroom, 2-bath Richmond American home offers over 1,800 square feet of modern, comfortable living and is truly move-in ready. Built in 2021, the home has been exceptionally well maintained and features an inviting open floor plan with split bedrooms for added privacy. The generous primary suite includes a huge walk-in closet, and the additional bedrooms are perfectly sized for family, guests, or a home office. The kitchen boasts a large central island that provides excellent prep space and seating, making it an ideal spot for entertaining or everyday meals. The open layout flows seamlessly into the living and dining areas, creating a bright and welcoming atmosphere. Step outside to your own backyard retreat. A screened-in lanai opens to a fully fenced yard that overlooks a peaceful preserve and serene pond—perfect for morning coffee, relaxing evenings, or outdoor gatherings. With no CDD a desirable Fernandina Beach location close to shopping, dining, and the area's stunning beaches, plus a seller who can close quickly, this home is an exceptional opportunity you won't want to miss.

What to check on this one

  • Confirm actual flood zone designation and elevation certificate requirement for Fernandina Beach.
  • Verify roof age and get 4-point inspection quote—home built 2021 should qualify for standard insurance.
  • Review HOA covenants for rental restrictions if you plan short-term or long-term lease.
  • Confirm waterfront pond/preserve easement terms and maintenance obligations in deed.
  • Request seller's homeowners insurance declaration page to verify carrier and coverage limits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,967/mo
Property tax (1.1% eff., Nassau Co.)$347/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
All-in monthly (est.)$2,639/mo

Loan $303,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REMI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 5:06 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.