Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$120,000

305 N WEST Street, Interlachen, FL 32148, Interlachen, FL 32148

Metes & Bounds

Price
$120,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.82 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
291

Mirror Lake waterfront lot - 1.82 acres! This beautiful lot is mostly cleared and just needs mowing. According to county GIS data, there are no wetlands. Mirror Lake is ideal for skiing, fishing, and swimming, offering endless outdoor enjoyment. Zoned for site-built homes, this property sits just outside the Town of Interlachen and close to State Road 20. A rare opportunity to own a prime piece of acreage on one of the area's most beautiful lakes.

What to check on this one

  • Verify flood zone designation with FEMA flood map and county property appraiser records.
  • Confirm wetlands determination in writing from Florida DEP or county environmental office.
  • Obtain elevation certificate if property falls in AE/VE flood zone.
  • Verify zoning allows site-built homes; confirm setback and lot coverage requirements.
  • Check for deed restrictions, easements, or riparian use limitations affecting development.
  • Confirm water access rights and any lake management district fees or restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$623/mo
Property tax (1.1% eff., Putnam Co.)$110/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,025/mo

Loan $96,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NICOSIA REALTY INC.. Data via realMLS (Northeast Florida MLS), updated Apr 3, 2026, 8:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.