Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$555,000

239 BLUE CYPRESS Trail, St. Augustine, FL 32084

St Augustine Lakes

Price
$555,000
Beds / Baths
5 / 4
Living area
2,670 sqft
Year built
2024
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$61/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
147

Experience the Florida lifestyle from your own backyard oasis! The heated saltwater pool overlooks a tranquil pond and preserve, with no neighbor and preserve land on one side, creating the perfect setting for entertaining or relaxing year-round while enjoying privacy and picturesque views. Built in 2024, this exceptional home offers the perfect blend of modern design, comfort, and functionality. Step inside to a bright, open-concept floor plan designed for both everyday living and effortless entertaining. The gourmet kitchen serves as the heart of the home, featuring quartz countertops, a custom tile backsplash, abundant cabinetry, and an oversized island overlooking the dining and living areas. Just off the main living space, you'll find a private enclosed study--ideal for a home office, playroom, or flexible living area. Upstairs, a large bonus room with its own full bathroom and closet offers endless possibilities as a guest suite, media room, game room, or private retreat. Residents enjoy access to outstanding community amenities, including a neighborhood pool and playground. Additional highlights include Flood Zone X designation--no lender-required flood insurance--and the peace of mind that comes with owning a nearly new home. Schedule your private showing today and discover the Florida lifestyle you've been dreaming of!

What to check on this one

  • Confirm flood zone X designation in writing from county; verify no flood insurance required per lender
  • Obtain CDD bond payoff amount and verify annual assessment before closing
  • Review HOA documents for pool/amenity rules, rental restrictions, special assessments
  • Inspect saltwater pool equipment, heater, and maintenance history; verify warranty coverage
  • Confirm pond/preserve setback compliance and any easement restrictions on deed
  • Verify builder warranty details and transfer eligibility to new owner

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,880/mo
Property tax (1.1% eff., St. Johns Co.)$509/mo
Homeowners insurance (est.)$324/mo
HOA$61/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,941/mo

Loan $444,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 2:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.