$475,000
94300 DUCK LAKE Drive, Fernandina Beach, FL 32034
Holly Point
- Price
- $475,000
- Beds / Baths
- 3 / 3
- Living area
- 2,099 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 298
$226/sqft asking, vs a $255/sqft median across 1,090 closed sales in 32034 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Discover the perfect blend of comfort, style, and customization in this pre-construction single-family home offering 3 bedrooms, 3 bathrooms, and a versatile office/den. Thoughtfully designed with open living spaces, this home provides a modern layout ideal for today's lifestyle. Enjoy the rare chance to secure pre-construction pricing and personalize your new home by selecting your preferred paints, fixtures, and finishes. The kitchen will feature quality cabinetry, solid-surface countertops, and designer details that flow seamlessly into the dining and living areas. Each bedroom offers generous space and privacy, while the office/den provides flexibility for work, hobbies, or quiet retreat. Additional highlights include a spacious owner's suite with a private bath, energy-efficient construction, and a two-car garage. Outdoor living potential adds the finishing touch for year-round Florida enjoyment. Located in beautiful Fernandina Beach, this new home offers peace and serenity while remaining just a short drive from the shops, restaurants, and beaches of historic downtown Fernandina.
What to check on this one
- Confirm final flood zone designation and elevation certificate requirement for Fernandina Beach.
- Verify builder's warranty details, construction timeline, and completion date.
- Review HOA/CDD docs if applicable post-closing; confirm no mandatory assessments.
- Inspect energy-efficient systems specs; confirm HVAC efficiency ratings and insulation.
- Confirm customization allowances and deadlines for paint, fixture, and finish selections.
- Verify homeowners insurance availability and estimated premiums for new construction.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated May 11, 2026, 6:40 PM.
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