Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$5,895,000

21 N ROSCOE Boulevard, Ponte Vedra Beach, FL 32082

Palm Valley

Price
$5,895,000
Beds / Baths
7 / 10
Living area
6,577 sqft
Year built
2004
Type
Residential
Lot
0.918 ac
Garage
12
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
298
Elementary
Ocean Palms
Middle
Alice B. Landrum
High school
Ponte Vedra

$896/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 123% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this one-of-a-kind Florida waterfront estate offering privacy, luxury, and functionality. With 100 ft of direct Intracoastal frontage, this meticulously maintained, one-owner home blends timeless elegance with a bright open floor plan and modern upgrades. A new roof, whole-house generator, and lush landscaping ensure peace of mind and year-round comfort. The main residence features 6 bedrooms, 6 full and 2 half baths, 6,577 sqft of indoor/outdoor living, a wine cellar, and a pool/spa for entertaining or relaxation. A separate 1,737 sqft guest house with 1 bed and 1.5 baths provides private accommodations. Boating enthusiasts will love the rare covered boathouse—one of largest permitted—featuring two boat lifts and two jet ski lifts. A 12-car garage (expandable to 14) caters to collectors. Combining location, luxury, and lifestyle, this exceptional property is the ultimate Florida waterfront retreat.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for Intracoastal waterfront property.
  • Verify new roof installation date, warranty, and insurer acceptance for this 22-year-old home.
  • Request boathouse structural engineering report and all permits for covered structure and lifts.
  • Obtain title/lien search on dock, boathouse, and boat lift installations; confirm grandfathered status.
  • Verify whole-house generator maintenance records and transfer of any service contracts.
  • Review guest house deed restriction, utility separation, and short-term rental eligibility with city.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$30,588/mo
Property tax (1.1% eff., St. Johns Co.)$5,404/mo
Homeowners insurance (est.)$3,439/mo
All-in monthly (est.)$39,431/mo

Loan $4,716,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 8:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.