Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$28,500

5279 CHICORY Circle, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Estates

Price
$28,500
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.974 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
300

Almost 1-acre lot in Middleburg! The property will need some work to prepare it for a home. No survey on file, buyer responsible for all due diligence. Bring all offers!

What to check on this one

  • Obtain current survey—none on file; required before building or financing.
  • Confirm exact flood zone designation and get elevation certificate if needed.
  • Verify Clay County zoning permits single-family construction on this lot.
  • Request utility availability: water, sewer, electric lines to property.
  • Check for environmental liens, wetlands, or deed restrictions via county records.
  • Hire Phase I environmental assessment if any prior commercial/industrial use history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$148/mo
Property tax (1.1% eff., Clay Co.)$26/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$466/mo

Loan $22,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 1:19 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.