Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$376,450

3550 BELSTEAD Way, Orange Park, FL 32073, Orange Park, FL 32073

Wilford Oaks

Price
$376,450
Beds / Baths
4 / 3
Living area
2,188 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$68/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
301
Elementary
Argyle
Middle
Orange Park
High school
Orange Park

$172/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Sample Image !!!! The Emory II , a thoughtfully designed two-story home that offers 2,286 square feet of living space tailored to modern lifestyles. This floor plan seamlessly blends functionality with comfort, creating a home that truly adapts to your needs. Ground Floor Features: Open concept layout promoting family togetherness and easy entertaining Spacious kitchen that will inspire your culinary adventures Convenient first-floor bedrooms, 2 Full bathrooms on the main level for added convenience. The Emory II with attention to detail and a deep understanding of modern living needs.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement with seller.
  • Obtain CDD bond payoff amount and remaining assessment schedule from builder.
  • Confirm builder warranty coverage period and transferability to next owner.
  • Review HOA covenants for rental restrictions if you plan short-term lease.
  • Request HVAC maintenance records and warranty details from builder.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,953/mo
Property tax (1.1% eff., Clay Co.)$345/mo
Homeowners insurance (est.)$292/mo
HOA$68/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,825/mo

Loan $301,160 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 12:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.