Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$358,990

3512 BELSTEAD Way, Orange Park, FL 32073, Orange Park, FL 32073

Wilford Oaks

Price
$358,990
Beds / Baths
3 / 2
Living area
1,711 sqft
Year built
2025
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$68/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
301
Elementary
Oakleaf Village
Middle
Oakleaf Jr High
High school
Oakleaf High School

$210/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover Your Dream Home: The Cambridge Model at Wilford Oaks Embrace luxurious single-level living in this stunning 1,711 sq ft residence. The Cambridge Model offers: 3 spacious bedrooms 2 well-appointed bathrooms Convenient 2-car garage Prime location on a quiet cul-de-sac Desirable Corner lot. This meticulously designed home combines comfort, style, and nature, providing the perfect retreat for discerning homeowners. Don't miss this opportunity to own a piece of paradise at Wilford Oaks! Schedule your viewing today and experience the Cambridge Model's charm firsthand.

What to check on this one

  • Confirm exact flood zone designation and whether elevation certificate is required.
  • Obtain CDD bond payoff amount and verify remaining assessment obligations.
  • Review HOA covenants—confirm $68/mo covers what services and check rental restrictions.
  • Verify builder warranty coverage details and transfer eligibility to new owner.
  • Confirm all builder-grade appliances and HVAC systems are under manufacturer warranty.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,863/mo
Property tax (1.1% eff., Clay Co.)$329/mo
Homeowners insurance (est.)$292/mo
HOA$68/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,719/mo

Loan $287,192 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 12:44 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.