$240,000
11558 RAFT Road, Jacksonville, FL 32218, Jacksonville, FL 32218
Garden City
- Price
- $240,000
- Beds / Baths
- 5 / 3
- Living area
- 2,408 sqft
- Year built
- 1966
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 302
This property offers a rare opportunity with two separate homes on one lot, perfect for an investor or an owner looking to live in one unit and rent out the other. The two-story home features separate entrances for each floor, providing great flexibility for tenants or extended family. The first floor includes one bedroom, a full bathroom, a comfortable living area, a kitchen, and a dedicated laundry room. The second floor mirrors this layout with one bedroom, a full bath, a living area, and a kitchen minus the laundry room. Both levels are well-maintained and move-in ready. The single-story home offers a warm and spacious layout with three bedrooms, one bathroom, a generous common area, a kitchen with a dining space, and an enclosed mudroom. While it could use a few cosmetic updates, it has strong bones and great potential. The roof was replaced in 2022, providing peace of mind for years to come. Located in an up-and-coming neighborhood, this property is surrounded by growth and revitalization. New homes are being built right across the street, as well as along Harbison Street and Jennings Road, continuing all the way to Lem Turner. Whether you're looking to generate rental income, create a multi-generational living setup, or hold a property in a rapidly improving area, this one checks all the boxes. It's a versatile, income-producing opportunity that's ready for its next chapter.
What to check on this one
- Verify roof replacement documentation from 2022 — get contractor receipt and warranty details.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
- Pull title/deed for both structures — confirm legal status as two separate homes on one lot.
- Inspect plumbing type (polybutylene/cast-iron risk given 1966 build) — get service history.
- Research local rental ordinances — verify both units are legally rentable under Jacksonville code.
- Run 4-point inspection on both homes before closing — required for insurance on older property.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $192,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 1:13 PM.
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