Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$190,000

10711 WHISPERING WOODS Place 3, Jacksonville, FL 32246, Jacksonville, FL 32246

Whispering Woods

Price
$190,000
Beds / Baths
3 / 2
Living area
1,128 sqft
Year built
1984
Type
Townhouse
Lot
0.08 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
307

$168/sqft asking, vs a $203/sqft median across 45 closed sales in 32246 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Condo in the heart of Southside Jacksonville 15 minutes from the Beach and minutes from town center. NO HOA or CDD fees. Make your appointment today.

What to check on this one

  • Verify roof age and get 4-point inspection; 1984 home likely flagged by insurers.
  • Confirm flood zone via FEMA map; 'unknown' status requires immediate clarification.
  • Inspect plumbing for polybutylene or cast-iron; pre-1995 build common in Northeast Florida.
  • Pull condo/SIRS milestone reports and bylaws; verify no special assessments pending.
  • Request HOA/condo financial docs and rental restrictions; listing says 'no HOA' — reconcile.
  • Have HVAC age assessed; 42-year-old systems often near end-of-life.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$986/mo
Property tax (1.1% eff., Duval Co.)$174/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,452/mo

Loan $152,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Mar 3, 2026, 3:36 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.