Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$225,000

1846 MARGARET Street 2B, Jacksonville, FL 32204, Jacksonville, FL 32204

Park Lane

Price
$225,000
Beds / Baths
1 / 1
Living area
677 sqft
Year built
1926
Type
Condo
Lot
Garage
0
HOA
$777/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
308

$332/sqft asking, vs a $302/sqft median across 46 closed sales in 32204 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

1 Bedroom 1 bath condo. Amazing views of the river from all rooms and balcony. Walking distance to shops and restaurants. Great location. Incredible potential with this property. A must see unit!

What to check on this one

  • Get condo milestone inspection + reserve study—100-year-old building needs structural assessment badly.
  • Verify roof age and last replacement; confirm insurance will cover pre-1930 masonry construction.
  • Request SIRS report status and any outstanding special assessments or capital improvement funding.
  • Obtain elevation certificate for waterfront property; confirm flood insurance requirement and cost.
  • Review condo docs for rental restrictions—key resale factor for 677-sq-ft unit.
  • Inspect plumbing type (likely original cast-iron); budget for eventual replacement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,167/mo
Property tax (1.1% eff., Duval Co.)$206/mo
Homeowners insurance (est.)$292/mo
HOA$777/mo
All-in monthly (est.)$2,442/mo

Loan $180,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Feb 27, 2026, 7:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.