$134,900
0 SE STATE ROAD 21, Melrose, FL 32666, Melrose, FL 32666
Metes & Bounds
- Price
- $134,900
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 4.28 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Bradford
- Days on market
- 312
- Middle
- Bradford
- High school
- Bradford
Incredible opportunity to own 4.28 acres with lake access to Lake Geneva in the highly sought-after Keystone Melrose area perfectly positioned along State Road 21 (349' road frontage) just minutes from Keystone Heights and historic downtown Melrose. This versatile property offers endless potential. Easy access to Gainesville, Palatka, and Middleburg makes this a convenient yet peaceful setting for those seeking space, privacy, and investment upside. No HOA, one of Bradford County's fastest-developing areas. Surrounded by quality homes and new construction. Close to schools, parks, and shopping. Minutes to lakes and recreation areas for boating and fishing.
What to check on this one
- Verify flood zone designation with FEMA map—lake access may trigger AE/VE zone requirements.
- Confirm septic/well feasibility; obtain soil test report and Bradford County permit history.
- Review deed for lake access rights, easements, and any restrictions or encumbrances.
- Check Bradford County zoning code for intended use—residential, commercial, agricultural restrictions.
- Obtain current property survey showing 349' SR 21 frontage, lot lines, and wetland boundaries.
- Confirm utilities available—electric, gas lines, road maintenance responsibility on SR 21 frontage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $107,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HELEN HERSEY REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 20, 2026, 2:30 PM.
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