Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$500,000

2 RIDGE Road, Palm Coast, FL 32137, Palm Coast, FL 32137

Sawmill Creek At Palm Coast

Price
$500,000
Beds / Baths
4 / 3
Living area
2,163 sqft
Year built
2023
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$33/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
315

$231/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this two-story beauty in the sought-after Sawmill Creek at Palm Coast Park! Offering 2,163 sq. ft. of comfortable living space, this home features 4 bedrooms, 2.5 bathrooms, and a 2-car garage. Step inside to a grand two-story foyer that sets the tone with space and light. Elegant arched entryways lead you into the kitchen, great room, or dining area, which flow seamlessly in an open-concept design perfect for everyday living and entertaining. The kitchen is a chef's delight, boasting ample counter space, quartz countertops, a walk-in pantry, and 42'' upper cabinets. A convenient powder room is located off the foyer. Upstairs, the owner's suite offers a true retreat with a spacious walk-in closet and a private bath featuring dual vanities, plenty of counter space, and a tiled shower. The second floor also provides additional bedrooms for family, guests, or office space. With its thoughtful layout, modern finishes, and prime location, this home in Sawmill Creek at Palm Coast Park checks all the boxes for your next chapter. Schedule your private showing today! Some photos are virtually staged.

What to check on this one

  • Confirm actual flood zone designation via FEMA map—listing shows unknown.
  • Verify HOA $33/mo covers what; request Sawmill Creek at Palm Coast Park CC&Rs.
  • Review builder warranty coverage remaining on 2023 construction.
  • Confirm roof manufacturer, warranty terms, and insurer approval.
  • Ask listing for any builder defects, recalls, or pending repairs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., Flagler Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
All-in monthly (est.)$3,377/mo

Loan $400,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SIGNATURE. Data via realMLS (Northeast Florida MLS), updated Apr 14, 2026, 8:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.