$481,000
6441 BAKER Road, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Metes & Bounds
- Price
- $481,000
- Beds / Baths
- 4 / 2
- Living area
- 2,586 sqft
- Year built
- 1971
- Type
- Residential
- Lot
- 1 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 316
- Elementary
- Keystone Heights
- High school
- Keystone Heights
$186/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This immaculate and well loved lake home with additional cottage and a 20x20 detached garage plus 20x20 RV/Boat port on coveted Lake Hutchinson has it all!!! Updates include a new well with filter system (2023), 26 gauge Galvalume industrial metal roof, surge generator hook up, wood decks, etc. The 900 SF cottage has one bedroom, one bath (shower, toilet, sink, washer/dryer), kitchen efficiency (no stove) and extra insulation in the attic. The detached garage 20x20 has an extra elevated 10' boat/RV port which has a 30 amp electrical RV hook up and easy access septic connection. Lake Hutchinson is a private, clear water lake with white sand bottom and has no public access. This property has a 10x10 metal shed for lake toys & recreational equipment. Paved road access has mature live oak canopies, plenty of parking space in the yard for guests and visitors! Don't miss this unique and amazing property! Property tax estimates shown on third-party websites may not reflect the current monthly tax amount. Buyer to verify.
What to check on this one
- Verify exact flood zone with FEMA map; obtain elevation certificate if AE/VE zone
- Confirm well permit, septic system permits, and maintenance records since 2023 well install
- Get roof installation date/warranty for 26 gauge Galvalume metal roof
- Verify RV/boat port electrical hookup meets current code and permits
- Obtain 4-point inspection given 1971 build year; check plumbing material era
- Confirm cottage and detached structures are permitted; clarify tax assessment treatment
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $384,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 2:21 PM.
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