$425,000
145 FINNIGAN Road, Satsuma, FL 32189
St Johns Riverside Ests M
- Price
- $425,000
- Beds / Baths
- 4 / 3
- Living area
- 1,832 sqft
- Year built
- 1975
- Type
- Residential
- Lot
- 0.9 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 320
- Elementary
- Browning Pearce
- High school
- Palatka
Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida on a deep water lot just minutes from the St Johns River. Home fully encapsulated within crawlspace 2024 by Alpha Foundations, HVAC 2025, water heater 2023 and with an acceptable offer will replace roof and septic tank, one non conforming bedroom however has a spacious closet before entering and three full bathrooms, Inside you'll find gleaming hardwood floors, a modern kitchen with granite countertops, and sun-filled living spaces that capture serene water views from every angle. Step outside to your private dock equipped with water, electric, and a boat lift-ideal for quick getaways for peace of mind and easy access to nearby waterfront restaurants, this property is truly a fisherman's paradise and a dream retreat for those who love the water.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for waterfront lot.
- Confirm roof replacement scope/timeline and get written commitment from seller.
- Inspect septic tank replacement plan—age, permit requirements, financing details.
- Review 4-point inspection report; verify HVAC 2025, water heater 2023, encapsulation 2024.
- Confirm dock/boat lift ownership, easement rights, and any HOA/waterfront restrictions.
- Verify well or municipal water service and septic system permitting history.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $340,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:44 PM.
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