Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$550,000

5477 BRIGHTWATER Lane, Jacksonville, FL 32277, Jacksonville, FL 32277

Charter Point

Price
$550,000
Beds / Baths
5 / 4
Living area
3,159 sqft
Year built
1979
Type
Residential
Lot
0.34 ac
Garage
2
HOA
$23/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
317

$174/sqft asking, vs a $166/sqft median across 476 closed sales in 32277 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This 5 bedroom 3.5 bath home has been completely remodeled inside. Primary bathroom has shower and free standing tub. Primary bedroom has 2 closets. This is a must see. Home has a new A/C system, New Windows and Sliders, New appliances, washer dryer and water heater. The home has new flooring throughout and has been beautifully updated with new cabinetry and custom wine room. What a great home for entertaining. All located within centrally located Charter Point. Also available for Lease under MLS 2116413

What to check on this one

  • Verify roof age and get 4-point inspection quote—1979 home may challenge insurance.
  • Confirm flood zone with FEMA map; request elevation certificate if in AE/VE.
  • Review all renovation permits and final inspections—verify work was licensed/permitted.
  • Get HVAC warranty details on new system; confirm installation date and contractor.
  • Inspect plumbing for polybutylene; verify water heater installation date and warranty.
  • Request Charter Point HOA documents and verify $23/mo fee is current.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,854/mo
Property tax (1.1% eff., Duval Co.)$504/mo
Homeowners insurance (est.)$321/mo
HOA$23/mo
All-in monthly (est.)$3,702/mo

Loan $440,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BRONCO DEVELOPMENT, LLC. Data via realMLS (Northeast Florida MLS), updated Jun 12, 2026, 6:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.