Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$649,000

349 OAKMOSS Drive, St. Johns, FL 32259

Rivertown Shores

Price
$649,000
Beds / Baths
3 / 3
Living area
2,046 sqft
Year built
2025
Type
Townhouse
Lot
Garage
2
HOA
$315/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
201
Elementary
Hallowes Cove Academy
Middle
Hallowes Cove Academy
High school
Bartram Trail

This stunning Macaw townhouse by Toll Brothers at Shores at RiverTown invites you to live beautifully- where every space feels open, bright, and connected to nature. Wake up to the glimmer of the St. Johns River from your main-floor primary suite, then step into your soaring two-story great room and dining area, where sunlight pours through tall windows and the view takes your breath away. Host dinners with river views, relax in your private retreat, or unwind in the upstairs loft overlooking the heart of the home. With two spacious bedrooms and a shared bath upstairs, there's space for guests, family, or your dream office. Outside, miles of trails, resort-style amenities, and waterfront serenity await. This isn't just a home- it's a lifestyle of effortless elegance and natural beauty. Seller offering to pay buyer's closing costs- an excellent opportunity to reduce out-of-pocket expenses. Call today to schedule a tour!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment years.
  • Request HOA documents including rental restrictions and amenity rules.
  • Review new construction warranty details and builder's warranty coverage.
  • Verify flood insurance requirements and obtain quote before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,368/mo
Property tax (1.1% eff., St. Johns Co.)$595/mo
Homeowners insurance (est.)$379/mo
HOA$315/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,824/mo

Loan $519,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated May 6, 2026, 9:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.