Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$119,900

126 WILLOW Lane, Hawthorne, FL 32640, Hawthorne, FL 32640

Woodmore Acres

Price
$119,900
Beds / Baths
3 / 2
Living area
1,152 sqft
Year built
1989
Type
Residential
Lot
3.91 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
326

$104/sqft asking, vs a $164/sqft median across 61 closed sales in 32640 over the last 12 months — 37% below the area's closed prices. Home is priced as-is due to roof leaks and mold; value is primarily in the nearly four wooded acres without flood zone or HOA restrictions.

Almost 4 beautiful wooded acres with tons of live oak trees! Not in Flood Zone and no HOA! Legal has two platted lots so may be able to divide, you would need to verify that with Putnam County. Home is sold AS IS. We give little value to home in pricing as the home has had roof leaks and has mold. The home could be saved or removed for your new home. To view home is at your own risk. Great location just off paved street with easy commute to Gainesville or Palatka. Also listed under vacant land MLS #2151322.

What to check on this one

  • Verify flood zone officially with Putnam County—listing says 'not in' but confirm FEMA map.
  • Get Phase I environmental + mold inspection; document extent before purchase decision.
  • Roof age and leak history—37 years old, verify if replaced; get roofer assessment.
  • Confirm lot-split feasibility with Putnam County; verify both platted lots are legally divisible.
  • Title search for liens, encumbrances, or easements across 3.91 acres.
  • Septic/well system inspection and permit records if home retained; verify functionality.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$622/mo
Property tax (1.1% eff., Putnam Co.)$110/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,024/mo

Loan $95,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MODERN REALTY OF FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 9:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.