Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$210,000

3750 SILVER BLUFF Boulevard 807, Orange Park, FL 32065, Orange Park, FL 32065

The Cottages At Oakleaf

Price
$210,000
Beds / Baths
3 / 3
Living area
1,681 sqft
Year built
2004
Type
Condo
Lot
0.03 ac
Garage
1
HOA
$300/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
330
Elementary
Oakleaf Village
Middle
Oakleaf Jr High
High school
Oakleaf High School

$125/sqft asking, vs a $122/sqft median across 48 closed sales in 32065 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Priced to sell, VA Assumable loan available if qualified. Come see everything this spacious 3 bed, 2.5 bath condo has to offer! HVAC 2022 and move in ready. Prepare your meals and entertain from your breakfast bar with stainless steel appliances. MB walk in closet, plenty of storage areas inside and out. Outside find a private yard, screened lanai, and your very own attached garage and parking spot. Located within Clay County Schools, enjoy two resort style multi-million-dollar amenity centers, parks, and play grounds. Come live the Oakleaf lifestyle, and enjoy all this community has to offer. Conveniently located close to restaurants, stores, medical services and many more businesses. Quick access to major roads and various military facilities. (short sale approval in progress)

What to check on this one

  • Verify condo association milestone inspection and SIRS report status—required for 2004 build.
  • Confirm HOA rental restrictions before purchase if investment or future lease intended.
  • Get HOA financials, reserve study, and any special assessments or pending repairs.
  • Obtain flood zone designation and elevation certificate if AE/VE zone applies.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Review short sale approval timeline and lender contingencies before committing offer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,090/mo
Property tax (1.1% eff., Clay Co.)$193/mo
Homeowners insurance (est.)$292/mo
HOA$300/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,042/mo

Loan $168,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 6:43 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.