Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$385,000

213 PENIEL CHURCH Road, Palatka, FL 32177, Palatka, FL 32177

Palatka

Price
$385,000
Beds / Baths
3 / 2
Living area
1,545 sqft
Year built
2026
Type
Residential
Lot
0.69 ac
Garage
2
HOA
$25/mo
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
329

$249/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 53% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.

What to check on this one

  • Confirm final flood zone designation with county (FEMA map); request elevation certificate if needed.
  • Verify builder's license, warranty terms, and construction timeline in writing.
  • Review HOA covenants, architectural guidelines, and any deed restrictions in Beverly's Crossing.
  • Confirm exact lot boundaries, easements, and utilities availability before design finalization.
  • Request builder's insurance, bonding, and lien-release documentation prior to construction start.
  • Lock in price, upgrade costs, and financing terms in signed contract.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,998/mo
Property tax (1.1% eff., Putnam Co.)$353/mo
Homeowners insurance (est.)$292/mo
HOA$25/mo
All-in monthly (est.)$2,668/mo

Loan $308,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated May 19, 2026, 3:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.