$385,000
219 PENIEL CHURCH Road, Palatka, FL 32177, Palatka, FL 32177
Palatka
- Price
- $385,000
- Beds / Baths
- 3 / 2
- Living area
- 1,545 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.75 ac
- Garage
- 2
- HOA
- $25/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 329
$249/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 53% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.
What to check on this one
- Verify actual flood zone designation with FEMA flood map; get elevation certificate if in AE/VE.
- Confirm builder's warranty coverage, timeline, and construction completion deadline.
- Review HOA CC&Rs for rental restrictions and any future assessments beyond $25/mo.
- Request pre-construction structural plans, material specs, and final cost breakdown before signing.
- Clarify financing contingency terms; confirm lender pre-approval for new construction.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $308,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated May 19, 2026, 3:24 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.