Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$695,000

00 BLACK CREEK TRACT, Middleburg, FL 32068

Ravines

Price
$695,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
26.7 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
333

This is a magnificent property with over 2,000 ft. of direct water frontage on beautiful Black Creek. This two parcel tract is situated adjoining St.Johns River Water Management land with 26.7 + acres of park like property. This is an outstanding parcel It is rare to find a property that has this much waterfront and as beautiful of a setting as this! The are many possibilities here.

What to check on this one

  • Verify flood zone designation and elevation via FEMA flood map and county GIS
  • Confirm water frontage boundaries and setback requirements with Clay County
  • Obtain survey showing both parcels, acreage, and St. Johns River Management District adjacency
  • Verify permitted uses and zoning restrictions for 26.7-acre unimproved land
  • Check for wetlands, environmental constraints, and Army Corps permitting needs
  • Confirm riparian rights and any easements affecting Black Creek frontage

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,606/mo
Property tax (1.1% eff., Clay Co.)$637/mo
Homeowners insurance (est.)$405/mo
All-in monthly (est.)$4,648/mo

Loan $556,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated May 1, 2026, 6:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.