Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$779,000

12578 COSTAS Way, Jacksonville, FL 32246

Tamaya

Price
$779,000
Beds / Baths
3 / 3
Living area
2,239 sqft
Year built
2022
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$12/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
231

Accepting back up offers. Tamaya's Finest: A custom-designed masterpiece in Jacksonville's most sought-after neighborhood. This spacious 3-bedroom, 2.5-bathroom home is a testament to modern elegance, starting with a chef's kitchen featuring oversized cabinets and high ceilings throughout the entire house. The backyard is an absolute game-changer for the everyone. With water and gas lines ready for your outdoor kitchen, you'll be the undisputed king of the grill. And with two TV outlets side-by-side on the back patio, you can watch two different games at the same time-no more fighting over the remote on Football days, so get that football package ready. The screened-in patio means you can enjoy it all without the constant buzz of mosquitos. The master suite is a luxurious retreat. Wait until you see the upgraded bathroom. Get ready to pamper yourself in your beautiful, jetted tub for the ultimate relaxation. The shower features a rain forest shower head, or you can use the doubled headed wall shower heads. And to top it all off, you will literally die once you walk into the custom California closet. The original floor plan was for a 4 bedroom and 2 1/2 bathrooms. I did not need the fourth bedroom so I split the fourth bedroom in two. Half went to make a laundry room with plenty of space for you to work around and I also included a sink for soaking or bathing your pet. The other half of the fourth room went to make the master closet twice as big. So please note that this house is a three bedroom and two and a half bathrooms. This property is in a gated community with 24-hour security and surveillance. Equipped with a large clubhouse and two gigantic pools. There is also a slide for the kids to enjoy under the watchful eye of a lifeguard. Time to cancel those overpriced gym fees because you now have one in your very own backyard. This subdivision is also equipped with playground, picnic areas, clay tennis courts. This is a one-of-a-kind home built for living and entertaining, not just existing. By appointment only.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Request 4-point inspection report (roof, HVAC, plumbing, electrical).
  • Review HOA documents for rental restrictions and approval process.
  • Confirm builder warranty coverage remaining on 2022 construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,042/mo
Property tax (1.1% eff., Duval Co.)$714/mo
Homeowners insurance (est.)$454/mo
HOA$12/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,389/mo

Loan $623,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BYOWNER.COM. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 4:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.