$379,000
103 MISSOURI Avenue, Hawthorne, FL 32640, Hawthorne, FL 32640
West Lake Terrace
- Price
- $379,000
- Beds / Baths
- 4 / 3
- Living area
- 1,735 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.36 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 334
$218/sqft asking, vs a $164/sqft median across 61 closed sales in 32640 over the last 12 months — 33% above the area's closed prices. Condition and lot vary; that's what a showing is for.
To be built. The Sabal model starting at $379,000 Various financing options available to include: Conventional, VA, FHA, and 100% USDA financing making it accessible to a wide range of buyers and budgets. This open-concept and spacious 4BR/3BA, split floor plan is all about value and affordability. Our list of standard kitchen finishes includes, Quartz countertops, Stainless Steel Appliance package and Shaker style wood cabinets. The kitchen overlooks both the living and dining areas with a glass door leading to the patio and backyard. Your private owner's suite features dual vanities, a tile shower with glass doors, and a generous walk-in closet. Guest rooms are designed with volume ceilings and ample closet space for family or guest. The second bathroom also comes standard with tile bath or optional shower. Exterior standard features include metal roof, stacked stone accents, full yard landscaping with irrigation system and private well.
What to check on this one
- Confirm final build timeline and closing date with builder in writing
- Verify private well water quality and septic system design/capacity
- Obtain flood zone designation and elevation certificate once address finalized
- Review builder warranty terms, construction timeline penalties, and upgrade costs
- Confirm metal roof warranty length and any insurance premium impacts
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $303,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PEPINE REALTY. Data via realMLS (Northeast Florida MLS), updated Feb 13, 2026, 8:16 PM.
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