Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$350,000

1078 MERRIMAC Avenue, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Green Cove

Price
$350,000
Beds / Baths
3 / 1
Living area
1,064 sqft
Year built
1983
Type
Residential
Lot
3.41 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
328

$329/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 83% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Priced below recent appraised value! 3.41 acres privately tucked behind US 17. Could be easily converted to commercial zoning. This property includes a solid concrete block construction with a full brick exterior home, offering long-term durability, energy efficiency, and classic curb appeal with a metal roof. Bring your horses! Or add on to the existing house and built an ADU and create your compound! Property Overview (Agricultural Residential zoning) Structure: Single-family concrete block/brick ranch home. Main Home: Concrete block and metal roof, 1,067 sq. ft., 3 bedrooms, 1 bath, single story, built in 1983 Additional Structures: Screened porch, 1-car carport, storage room, workshop/sheds, laundry area

What to check on this one

  • Verify metal roof installation date and warranty; confirm actual age vs. 1983 build year.
  • Obtain 4-point inspection (roof, plumbing, electrical, HVAC) — home is 43 years old.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify septic system service history, tank size, and last pump-out date.
  • Check plumbing material era — polybutylene or cast-iron lines common pre-1995.
  • Inspect well water quality report if property uses private well; confirm system condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., Clay Co.)$321/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,429/mo

Loan $280,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 2:40 PM.

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