Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$220,000

3065 FRANCIS Road, Jacksonville, FL 32209, Jacksonville, FL 32209

Simmons

Price
$220,000
Beds / Baths
4 / 3
Living area
1,682 sqft
Year built
1946
Type
Residential
Lot
0.17 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
319

$131/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully renovated 4 bedroom, 2.5 bath home offering an open floor plan and modern finishes throughout. The spacious primary suite features a large layout and updated bath. Enjoy a bright kitchen with stainless steel appliances and ample counter space. This move-in ready home combines comfort and style with thoughtful updates, perfect for entertaining or relaxing.

What to check on this one

  • Verify roof age and current insurance eligibility—80-year-old homes often trigger insurer limits.
  • Obtain 4-point inspection and wind-mitigation report; required for older home insurability.
  • Confirm flood zone designation and pull FEMA map; 'unknown' status must be resolved.
  • Inspect plumbing material—polybutylene or cast-iron common in 1946 homes; document condition.
  • Request renovation permits and final inspections for major updates claimed in listing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,142/mo
Property tax (1.1% eff., Duval Co.)$202/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,636/mo

Loan $176,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Apr 29, 2026, 2:51 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.