$2,500,000
102 S 7TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
City Of Fernandina Beach
- Price
- $2,500,000
- Beds / Baths
- 9 / 12
- Living area
- 5,212 sqft
- Year built
- 1904
- Type
- Residential
- Lot
- 0.31 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 336
$480/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 89% above the area's closed prices. Condition and lot vary; that's what a showing is for.
The Blue Heron Inn in the heart of the downtown Fernandina Historic District is a fully-furnished B&B with period antiques, 2 buildings with 5,212 HSF: 102 S 7th is the Main Guest Inn with 6 Guest Rooms, 6 1/2 Baths, Kitchen, Laundry/Pantry, Gathering Rooms, Dining Room, Wrap Around Porch. 106 S 7th is the innkeeper's residence next door and contains 3 Bedrooms, 3 Baths, Great Room, Kitchen, Parlor, Kitchenette and a fenced backyard patio area with pool. Walk one block to downtown Centre Street for shopping, dining, and the Marina. Buildings and systems have been remodeled and updated to reflect historic charm and modern convenience. The business is ''Turn Key'' and includes an extensive ''Book of Business''. Property is zoned C-3 and may be divided into 2 homes or a home w/pool and a B&B. Specifically excluded from this sale are all items, including furnishings , personally owned by the innkeeper/hostess for the inn. Please see Supplemental Information. Disclaimer: All property information, including but not limited to square footage, lot size, and dimensions, is provided as an approximation and is subject to independent verification by the buyer. Broker and seller make no representations or warranties of any kind. Buyer is advised to conduct their own due diligence to confirm all measurements and property details prior to closing.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm roof age and condition; obtain 4-point inspection for 1904 structure.
- Review all permits for 1904 buildings and recent renovations/systems updates.
- Clarify zoning C-3 split feasibility; consult city planning before purchase.
- Inspect plumbing materials and foundation given 122-year age.
- Obtain pool inspection and verify maintenance/liability coverage requirements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $2,000,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA. Data via realMLS (Northeast Florida MLS), updated Nov 5, 2025, 8:42 PM.
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